USDA Loans

USDA Loans

Is a USDA Loan right for me?

Created to help the dreams of homeownership become reality for more families in the United States than ever before, USDA Loans provide an option for approved rural and suburban properties where the borrower puts as little as 0% down. Backed by the U.S. Department of Agriculture, these loans also provide competitive rates and modest insurance premiums.


Available to modest and low income families, USDA Loans can come directly from the government or government-approved lenders. First-time buyers and others can qualify for these loans if they meet program standards. Additionally, homeowners looking to improve the value of their property can finance renovations through the USDA Loan program.

In addition to flexibility regarding income and credit score, USDA Loans can be used to finance a variety of properties, including newly built homes, pre-existing homes, condos, commercial properties and much more.

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USDA Loan Options

  • Loan Guarantees

    Buyers interested in purchasing a home through an approved lender can enjoy the same perks available directly through the USDA program.

  • Direct Loans

    Potential homeowners have the opportunity to finance their property directly through the U.S. Department of Agriculture.

  • Home Improvement Loans & Grants

    In addition to purchasing property, the USDA Loan program provides opportunity for homeowners to finance improvements to their current home.

Key Information
  • 100% Financing Available
  • Generous Credit Approval
  • Closing Costs Rolled into Loan
  • Available for Various Property Types


Interested in learning more about USDA Loans and whether or not one may be a good option for you? The Lending360 team is here to help answer all of your questions and craft a plan that's specially built around you. Just click the button to get started!

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